the best insurance
the best insuranceOleh: fajar imam Pada 2015-12-28 20:54:24
As many as eight insurance companies national reach for the title "best insurance 2016" version of the Investor Magazine. Consisting of three life insurance, general insurance, one of three reinsurance, as well as a special award for insurance which is rated best equipped to develop and market digital services. Six of the best from a group insurance life insurance and General elected from 12 Nobel nominees who obtained the highest score in each asset group. While direct reinsurance group one winner set, with no nomination.
For group life insurance, awards the best position achieved PT Prudential Life Assurance for the category of assets above Rp 15 trillion, PT Panin Dai-ichi Life to the category of assets between Rp 5 trillion to Rp 15 trillion, and PT Asuransi Jiwa Adisarana Wanaartha for categories of assets above Rp 1 trillion to Rp 5 trillion.
As for the General Insurance Group, awards given to PT Asuransi Kredit Indonesia (Persero) on the category of assets above Rp 3 trillion. PT Asuransi Wake ASKRIDA managed to become insurance companies best asset categories to between Rp 1 trillion to Rp 3 trillion, and PT Asuransi Umum BCA to be the best asset categories to between Rp 250 billion to Rp 1 trillion. While the best reinsurance successfully achieved a national Reinsurance COMPANY, PT Indonesia.
The parameters for the "best insurance 2016" includes quantitative as well as qualitative indicators. For the qualitative assessment, a jury decided make a visit to the offices of candidate champion, to beraudiensi with management.
Out of 12 nominations, six nominations is six life insurance and general insurance. Nomination of the group life insurance include PT Prudential Life Assurance, PT Asuransi Jiwasraya (Persero), PT Panin Dai-ichi Life, PT BNI Life Insurance, life insurance COMPANY, PT Adisarana Wanaartha, as well as PT Asuransi Jiwa Inhealth Indonesia. While the six nominations from the General insurance group includes PT Asuransi Kredit Indonesia (Persero), PT Tugu Pratama Indonesia, PT Asuransi Wake ASKRIDA, PT Artamakmur Sejahtera, PT Bringin general insurance, and PT BCA Fairfax Insurance Indonesia.
This year investors also gave a special award to insurance companies rated most qualified in readiness for digital service. PT Asuransi Astra Buana appraised by the judges as the best insurance in digital marketing, with the completeness of the features provided for customers.
According to the Chairman of the Jury Herris Simandjuntak, an insurance ratings of this year's theme is "insurance industry in the Digital Age". The theme of this jury agreed to stimulate the insurance industry so that the more innovative in providing services to its customers. "Through the process of digitization, the insurance industry is expected to put in vanishingly encouraged a market in support of digital technology," said Herris Simandjuntak award best insurance 2016 Investor magazine version, at Balai Kartini, Jakarta, Thursday (29/6).
Unlike the previous year, a session of interviews with the nominees performed in the Office of the candidate. This way the judges were selected with consideration can dig more information needs to be confirmed based on the data in the financial statements which have been published. "These methods create a quality assessment of the more pleasant," said jury member, Abiprayadi Arwana.
This ranking using 14 criteria, either for general insurance, life insurance, and reinsurance. The criteria for general insurance include, the average asset growth in 2011 – 2015, the growth of the average investment amount 2011-2015, the growth equity average 2011-2015, the growth of premium direct closure 2011-2015, the growth premium neto average 2011-2015, the growth of the average underwriting results 2011-2015, the growth of the average investment results 2011-2015, the growth of average net profit for 2010-2015, the market share of premium neto 2016, premium against underwriting ratio neto 2016, tattoos (Total Assets Turn Over) 2016 , ROA (return on assets) 2016, ROE (return on equity) 2016, and RBC (risk based capital) 2016.
While the 14 criteria for general insurance, life insurance equal to the majority, unless the criteria of direct premium growth closing average 2011-2015 which specifically applies to General insurance. Then the growth of the average underwriting results 2011-2015 and the ratio of premium against underwriting neto that apply to General insurance and reinsurance. While gross premiums growth criteria 2011-2015 special applies to reinsurance.
Not all insurance companies in the ranking. There is an initial selection which includes, financial statements published 2015 must have audited financial report, 2015 got no opinion disclaimer, RBC at least 120 per cent, still operate to this ranking is created, not in the status of the PKU (restriction of business activities) by the financial services authority (OJK), not in special conditions (run off, transition, etc.), equity of at least Usd 50 billion, general insurance assets by 2015 over Rp 100 billion insurance assets,